If you’re not sure what advice you need, start with a financial planner.
You’re going to see many, many professional designations in the financial services industry. Some of these represent years of study. Some are awarded after a weekend seminar. Advisors holding a Certified Financial Planner™ certification or CFP® mark have met rigorous education, experience, and ethics requirements. A financial planner will focus on your needs first before recommending a course of action. Most planners have been trained to take a broad look at your financial situation, while accountants, investment advisers, stockbrokers or insurance agents may focus on a particular area of your financial life.
While it is true that the younger you start the more beneficial the process will be, financial planning is worthwhile at any age. Although younger people may have more decisions to make regarding their financial lives, changing laws and circumstances can lead middle-aged people and seniors to have to adjust their financial plans as well. Changes in tax law, for example, may require many people to revisit certain investments or estate plans, and adequate disability planning becomes more important as people age.
At Stephens Financial Services, our clients include small business owners, professionals, young families, couples nearing retirement and retirees. They have a vision of what they hope to achieve in life. They do not have time to manage the daily details of their finances but have clear ideas of how that management should be conducted. They intelligently seek and accept advice, ask questions, listen and make suggestions. Stephens Financial Services aims to assist our clients in attaining capital preservation, financial growth, and a prosperous future.
Whether you are early in your career, newly married, buying your first home, running a small business, starting a family, saving for your children’s education, or need help managing your finances, we can walk you through the stages of the financial planning process and help you take the right steps to better manage your finances and build your nest egg for the future.